2025 October Market Update

渥太华 10 月房地产市场报告:

  1. 总销量: 1,177 套,比 9 月增长 8.1%(季节性增长),但同比 2024 年 10 月略降 1.2%

  2. 新挂牌量: 2,405 套,环比 9 月下降 15.1%(符合过去十年的季节性规律),但同比增长 13.4%。依旧是一个很高的水平。卖房不易。

  3. 活跃挂牌量(库存): 4,232 套,环比 9 月下降 3.6%,显示库存升高的趋势可能开始稳定。但是和往年同期相比还是很高。

  4. 库存月数: 从 9 月的 4.0 个月降至 3.6 个月,表明买卖双方的平衡略微收紧。

  5. MLS® 房屋价格指数 (HPI) 基准价: $622,700,同比增长 0.7%,显示价格走势温和、可持续。市场算是一个平衡市场。价格变化非常小。不像多伦多有些地区价格跌幅很大。

宏观经济与市场展望

  • 利率调整: 10 月 29 日,加拿大央行连续第二次降息0.25%,将政策利率降至 2.25%,为借款人带来更多缓解,也为来年春季市场带来一定乐观情绪。不过,央行暗示这可能是本轮周期中的最后一次降息。

  • 关注因素: 新发布的联邦预算和裁员公告让人不寒而栗,尤其是渥太华作为政府岗位就业重镇,像某些区比如Downtown, Barrhaven, Riverside South, Orleans等有大波的政府就业人员,这些因素会对房地产市场产生影响

🍁 October Ottawa Real Estate Market Report

📈 Key Metrics

  • Total Sales: 1,177 units, up 8.1% from September (a seasonal increase), but a slight year-over-year decrease of 1.2% compared to October 2024.

  • New Listings: 2,405 units, a month-over-month decrease of 15.1% (consistent with seasonal patterns over the past decade), yet a year-over-year increase of 13.4%. This remains a very high level, indicating it's not easy for sellers.

  • Active Listings (Inventory): 4,232 units, a month-over-month decrease of 3.6%, suggesting the trend of rising inventory might be starting to stabilize. However, this level is still high compared to the same period in previous years.

  • Months of Inventory: Eased from 4.0 months in September to 3.6 months, indicating a slight tightening in the balance between buyers and sellers.

  • MLS® Home Price Index (HPI) Benchmark Price: $622,700, a year-over-year increase of 0.7%, showing a moderate and sustainable price trend. The market is considered balanced. Price changes are very small, unlike some areas in Toronto where price drops are significant.

🏦 Macroeconomics and Market Outlook

  • Interest Rate Adjustment: On October 29, the Bank of Canada implemented its second consecutive rate cut, lowering the policy rate by 0.25% to 2.25%. This provides further relief to borrowers and offers some optimism for an active spring market next year. However, the Bank hinted this is likely the final cut in the current cycle.

  • Factors of Concern: The newly released Federal Budget and layoff announcements are chilling, particularly since Ottawa is a major employment center for government jobs. Many areas, such as Downtown, Barrhaven, Riverside South, and Orleans, have a large concentration of federal employees, meaning these factors will impact the housing market.

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Oct 29, 2025-Bank of Canada cuts key interest rate to 2.25%